What low cost disability insurance can I buy independently to shorten the waiting period if my employer's short term plan has a six week elimination period?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What low cost disability insurance can I buy independently to shorten the waiting period if my employer's short term plan has a six week elimination period?
3 real searches · 1 real-search pass
individual short term disability insurance 7 day elimination period California 2026 individual policyGoogle ↗
OBSERVEDConsequence
California individual disability income insurance short term policy elimination period 14 days insurersGoogle ↗
OBSERVEDConsequence
California Department of Insurance disability income insurance consumer guide elimination period coordination benefitsGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
individual short term disability insurance 7 day elimination period California 2026 individual policy Google ↗
California individual disability income insurance short term policy elimination period 14 days insurers Google ↗
California Department of Insurance disability income insurance consumer guide elimination period coordination benefits Google ↗
- Short-Term Individual Disability Income Insurance · info.assurity.com
- Income Protection · info.assurity.com
- California EDD Disability Insurance · edd.ca.gov
- Disability Insurance · edd.ca.gov
- Disability Insurance · edd.ca.gov
- DB101 California - Short-Term Disability Insurance (STD): Frequently Asked Questions · ca.db101.org
- A CONSUMER’S GUIDE TO · ncdoi.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
individual short term disability insurance 7 day elimination period California 2026 individual policy OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California individual disability income insurance short term policy elimination period 14 days insurers OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
California Department of Insurance disability income insurance consumer guide elimination period coordination benefits OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |