Real ChatGPT answer · index seedFxpUidJAdG8completeFinance and banking · retirement accountscommercial

What is the best way to handle the pro rata rule during backdoor Roth IRA conversions when rolling over an old employer plan from a previous job?

ChatGPTgpt-62 queries10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What is the best way to handle the pro rata rule during backdoor Roth IRA conversions when rolling over an old employer plan from a previous job?
2 real searches · 1 real-search pass
IRS pro rata rule traditional IRA Roth conversion Form 8606 year-end balance 401k rollover employer planGoogle ↗
OBSERVED
IRS rollover old 401k to new employer plan IRA pro rata rule eligible rollover distributionGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS pro rata rule traditional IRA Roth conversion Form 8606 year-end balance 401k rollover employer plan Google ↗
IRS rollover old 401k to new employer plan IRA pro rata rule eligible rollover distribution Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS pro rata rule traditional IRA Roth conversion Form 8606 year-end balance 401k rollover employer plan
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
IRS rollover old 401k to new employer plan IRA pro rata rule eligible rollover distribution
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1