My teenage son made an unauthorized in app purchase on my Amex card, so what is the best way to dispute the charge without hurting my credit score?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My teenage son made an unauthorized in app purchase on my Amex card, so what is the best way to dispute the charge without hurting my credit score?
3 real searches · 1 real-search pass
American Express dispute charge unauthorized purchase child family member credit card dispute process officialGoogle ↗
OBSERVEDReason
CFPB credit card billing error dispute 60 days pay undisputed amount credit scoreGoogle ↗
OBSERVEDReason
Apple request refund in-app purchase Google Play refund unauthorized child purchase officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
American Express dispute charge unauthorized purchase child family member credit card dispute process official Google ↗
CFPB credit card billing error dispute 60 days pay undisputed amount credit score Google ↗
Apple request refund in-app purchase Google Play refund unauthorized child purchase official Google ↗
- Request a refund · reportaproblem.apple.com
- Google Play refund request · support.google.com
- Unauthorized Transactions · pay.google.com
- Learn about Google Play refund policies · support.google.com
- What do I about unauthorized charges on my credit card? · helpwithmybank.gov
- What is an unauthorized charge on my credit card account? · helpwithmybank.gov
- How do I dispute a charge on my credit card bill? · consumerfinance.gov
- How to fix mistakes in your credit card bill · consumerfinance.gov
- Using Credit Cards and Disputing Charges · consumer.ftc.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
American Express dispute charge unauthorized purchase child family member credit card dispute process official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
CFPB credit card billing error dispute 60 days pay undisputed amount credit score OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
Apple request refund in-app purchase Google Play refund unauthorized child purchase official OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |