Real ChatGPT answer · index seedFqdQpc0lmbwcompleteFinance and banking · personal loansinformational
Universal Credit sent me a mail offer for a loan but is it a hard inquiry just to check my rate?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Universal Credit sent me a mail offer for a loan but is it a hard inquiry just to check my rate?
1 real search · 1 real-search pass
Universal Credit personal loan check rate soft inquiry hard credit inquiry prequalification officialGoogle ↗
OBSERVEDYes / no
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Universal Credit personal loan check rate soft inquiry hard credit inquiry prequalification official Google ↗
- Universal Credit | Frequently Asked Questions · universal-credit.com
- Personal Loans - Apply Online · static.universal-credit.com