Real ChatGPT answer · index seedFolqkkmtMy8completeFinance and banking · credit scores and repairinformational

What impact does a hard inquiry from applying for a business credit card that does not report to personal bureaus have on my overall credit profile?

ChatGPTgpt-61 query10/31/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What impact does a hard inquiry from applying for a business credit card that does not report to personal bureaus have on my overall credit profile?
1 real search · 1 real-search pass
FICO hard inquiries impact score how long remain on credit report 12 months 2 years business credit card personal credit reporting issuer policyGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 1 queries…

Searches and sources

ChatGPT1 real searches · gpt-6
FICO hard inquiries impact score how long remain on credit report 12 months 2 years business credit card personal credit reporting issuer policy Google ↗

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
FICO hard inquiries impact score how long remain on credit report 12 months 2 years business credit card personal credit reporting issuer policy
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1