Real ChatGPT answer · index seedFkLQkHyiO8QcompleteAutomotive · auto financing and leasingcomparison

Are penfed credit union auto loan rates still lower than what my local bank in Florida is offering for a used sedan?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are penfed credit union auto loan rates still lower than what my local bank in Florida is offering for a used sedan?
2 real searches · 1 real-search pass
PenFed Credit Union used auto loan rates October 2026 APR used car officialGoogle ↗
OBSERVEDOther / navigational
Florida banks used auto loan rates October 2026 APR official credit union bankGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PenFed Credit Union used auto loan rates October 2026 APR used car official Google ↗
Florida banks used auto loan rates October 2026 APR official credit union bank Google ↗
  1. PenFed Credit Union Auto Loan Rates · carrotrate.com
  2. Car Buying Service Online: Finance New & Used Cars · penfed.org
  3. Auto Loans · pinellasfcu.org
  4. Loan Rates · floridacentralcu.com
  5. Florida Best Auto Loan Rates · monitorbankrates.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union used auto loan rates October 2026 APR used car official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Florida banks used auto loan rates October 2026 APR official credit union bank
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1