Real ChatGPT answer · index seedFaQVZCA49rkcompleteAutomotive · auto financing and leasingcomparison

Looking at my retirement budget, are PenFed Credit Union auto loan rates lower than what my local credit union is offering right now?

ChatGPTgpt-62 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Looking at my retirement budget, are PenFed Credit Union auto loan rates lower than what my local credit union is offering right now?
2 real searches · 1 real-search pass
PenFed Credit Union auto loan rates November 2026 new used APR officialGoogle ↗
OBSERVEDOther / navigational
Charlotte NC credit union auto loan rates November 2026 officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigational50%ComparisonConsequenceReason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
PenFed Credit Union auto loan rates November 2026 new used APR official Google ↗
Charlotte NC credit union auto loan rates November 2026 official Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union auto loan rates November 2026 new used APR official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Charlotte NC credit union auto loan rates November 2026 official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1