Real ChatGPT answer · index seedFa7h2ygSaqkcompleteFinance and banking · budgeting and savingcomparison

SoFi high yield savings interest rates changed recently so is it still better than Ally for an emergency fund I need to build this week?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
SoFi high yield savings interest rates changed recently so is it still better than Ally for an emergency fund I need to build this week?
3 real searches · 1 real-search pass
SoFi high yield savings APY current October 2026 rate direct deposit requirements officialGoogle ↗
OBSERVEDOther / navigational
Ally Bank Online Savings APY current October 2026 official rateGoogle ↗
OBSERVEDOther / navigational
SoFi savings account APY October 2026 rate requirements Ally savings APY comparisonGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
SoFi high yield savings APY current October 2026 rate direct deposit requirements official Google ↗
Ally Bank Online Savings APY current October 2026 official rate Google ↗
SoFi savings account APY October 2026 rate requirements Ally savings APY comparison Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi high yield savings APY current October 2026 rate direct deposit requirements official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Ally Bank Online Savings APY current October 2026 official rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
SoFi savings account APY October 2026 rate requirements Ally savings APY comparison
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1