I found an unrecognized recurring subscription charge on my debit-linked credit card statement today, and I need to know how to stop the merchant and dispute the past charges.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I found an unrecognized recurring subscription charge on my debit-linked credit card statement today, and I need to know how to stop the merchant and dispute the past charges.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
CFPB unauthorized credit card recurring subscription charges dispute billing error 60 days written notice official Google ↗
FTC recurring subscriptions stop payments unauthorized charges credit card official guidance Google ↗
- How do I dispute a charge on my credit card bill? · consumerfinance.gov
- How to fix mistakes in your credit card bill · consumerfinance.gov
- What do I do if I dispute a charge on my credit card account? · helpwithmybank.gov
- How to stop subscriptions you never ordered · consumer.ftc.gov
- Getting In and Out of Free Trials, Auto-Renewals, and Negative Option Subscriptions · consumer.ftc.gov
- Federal Trade Commission (FTC) · reportfraud.ftc.gov
- Consumer Financial Protection Bureau (CFPB) · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
CFPB unauthorized credit card recurring subscription charges dispute billing error 60 days written notice official OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC recurring subscriptions stop payments unauthorized charges credit card official guidance OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |