Real ChatGPT answer · index seedFWRefc6MegMcompleteInsurance · health insurance plansbrand

Are prescription drugs usually cheaper under an employer sponsored PPO or an individual Marketplace plan for someone on a budget?

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are prescription drugs usually cheaper under an employer sponsored PPO or an individual Marketplace plan for someone on a budget?
3 real searches · 1 real-search pass
employer sponsored health insurance prescription drug costs compared with ACA Marketplace plans formularies deductibles copays 2025 2026Google ↗
OBSERVEDComparison
HealthCare.gov prescription drug coverage formulary cost sharing deductible ACA Marketplace plansGoogle ↗
OBSERVEDComparison
KFF employer health benefits prescription drug cost sharing employer plans 2025Google ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison67%ConsequenceReason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
employer sponsored health insurance prescription drug costs compared with ACA Marketplace plans formularies deductibles copays 2025 2026 Google ↗
HealthCare.gov prescription drug coverage formulary cost sharing deductible ACA Marketplace plans Google ↗
KFF employer health benefits prescription drug cost sharing employer plans 2025 Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
employer sponsored health insurance prescription drug costs compared with ACA Marketplace plans formularies deductibles copays 2025 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
HealthCare.gov prescription drug coverage formulary cost sharing deductible ACA Marketplace plans
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
KFF employer health benefits prescription drug cost sharing employer plans 2025
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1