Real ChatGPT answer · index seedFSXVA1uay3gcompleteInsuranceinformational

Is it true that smoking cigars once or twice a year still triggers smoker life insurance rates with most major carriers, or do some companies have more relaxed rules?

ChatGPTgpt-62 queries1h ago
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is it true that smoking cigars once or twice a year still triggers smoker life insurance rates with most major carriers, or do some companies have more relaxed rules?
2 real searches · 1 real-search pass
life insurance cigar smoker classification occasional cigar use once or twice a year non-smoker underwriting carrier guidelinesGoogle ↗
OBSERVED
major life insurance companies cigar use occasional cigar underwriting guidelines non tobacco ratesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
life insurance cigar smoker classification occasional cigar use once or twice a year non-smoker underwriting carrier guidelines Google ↗
major life insurance companies cigar use occasional cigar underwriting guidelines non tobacco rates Google ↗
7 cited sources
  1. Smoker/Non-Smoker Guidelines · www.usmarketingcorp.com
  2. Smoker/Non-Smoker Guidelines · docs.crumplifeinsurance.com
  3. LIFE INSURANCE · www.totalfinancial.com
  4. Underwriting Fit Preview: Explore Possible Life Insurance Rate Classes · alignedpathinsurance.com
  5. Field Underwriting Guide FOR PRODUCER INFORMATION · nb-bga.com
  6. Life Insurance for Smokers and Tobacco Users + Current Rates · www.nerdwallet.com
  7. Best Life Insurance for Smokers in 2026 · www.moneygeek.com

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
life insurance cigar smoker classification occasional cigar use once or twice a year non-smoker underwriting carrier guidelines
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
major life insurance companies cigar use occasional cigar underwriting guidelines non tobacco rates
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
Is it true that smoking cigars once or twice a year still triggers… — Query fan-out · queryfanout.com