Real ChatGPT answer · index seedFSXVA1uay3gcompleteInsuranceinformational
Is it true that smoking cigars once or twice a year still triggers smoker life insurance rates with most major carriers, or do some companies have more relaxed rules?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it true that smoking cigars once or twice a year still triggers smoker life insurance rates with most major carriers, or do some companies have more relaxed rules?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
life insurance cigar smoker classification occasional cigar use once or twice a year non-smoker underwriting carrier guidelines Google ↗
major life insurance companies cigar use occasional cigar underwriting guidelines non tobacco rates Google ↗
7 cited sources
- Smoker/Non-Smoker Guidelines · www.usmarketingcorp.com
- Smoker/Non-Smoker Guidelines · docs.crumplifeinsurance.com
- LIFE INSURANCE · www.totalfinancial.com
- Underwriting Fit Preview: Explore Possible Life Insurance Rate Classes · alignedpathinsurance.com
- Field Underwriting Guide FOR PRODUCER INFORMATION · nb-bga.com
- Life Insurance for Smokers and Tobacco Users + Current Rates · www.nerdwallet.com
- Best Life Insurance for Smokers in 2026 · www.moneygeek.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
life insurance cigar smoker classification occasional cigar use once or twice a year non-smoker underwriting carrier guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
major life insurance companies cigar use occasional cigar underwriting guidelines non tobacco rates OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |