Real ChatGPT answer · index seedFPh7LG58q8scompleteParenting and family · family financescommercial

Look up current mortgage refinancing interest rates and calculate the break-even timeline for a three-hundred-thousand-dollar remaining loan balance.

ChatGPTgpt-63 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Look up current mortgage refinancing interest rates and calculate the break-even timeline for a three-hundred-thousand-dollar remaining loan balance.
3 real searches · 1 real-search pass
current 30-year fixed mortgage refinance rates November 1 2026 national average 15-year refinance ratesGoogle ↗
OBSERVEDComparison
current mortgage refinance rates November 1 2026 30 year fixed 15 year fixed national averageGoogle ↗
OBSERVEDConsequence
New Jersey mortgage refinance rates November 2026 30 year fixedGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison67%Consequence33%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
current 30-year fixed mortgage refinance rates November 1 2026 national average 15-year refinance rates Google ↗
current mortgage refinance rates November 1 2026 30 year fixed 15 year fixed national average Google ↗
New Jersey mortgage refinance rates November 2026 30 year fixed Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
current 30-year fixed mortgage refinance rates November 1 2026 national average 15-year refinance rates
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
current mortgage refinance rates November 1 2026 30 year fixed 15 year fixed national average
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
New Jersey mortgage refinance rates November 2026 30 year fixed
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1