Real ChatGPT answer · index seedFPBoZftHEkccompleteFinance and banking · budgeting and savingbrand

How does the Capital One 360 Performance Savings interest rate currently compare to Treasury bills and other risk-free cash equivalents for parking a house down payment?

ChatGPTgpt-64 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How does the Capital One 360 Performance Savings interest rate currently compare to Treasury bills and other risk-free cash equivalents for parking a house down payment?
4 real searches · 1 real-search pass
Capital One 360 Performance Savings current APY October 2026 rateGoogle ↗
OBSERVEDOther / navigational
US Treasury bill rates 4 week 8 week 13 week 26 week October 2026 daily treasury par real yield curveGoogle ↗
OBSERVEDReason
current money market fund 7 day SEC yield Treasury money market October 2026 Fidelity SPAXX VUSXXGoogle ↗
OBSERVEDConsequence
FDIC deposit insurance savings account Treasury bills state local tax exemption money market fund risksGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational25%ComparisonConsequence25%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 4 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
Capital One 360 Performance Savings current APY October 2026 rate Google ↗
US Treasury bill rates 4 week 8 week 13 week 26 week October 2026 daily treasury par real yield curve Google ↗
current money market fund 7 day SEC yield Treasury money market October 2026 Fidelity SPAXX VUSXX Google ↗
FDIC deposit insurance savings account Treasury bills state local tax exemption money market fund risks Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Capital One 360 Performance Savings current APY October 2026 rate
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
US Treasury bill rates 4 week 8 week 13 week 26 week October 2026 daily treasury par real yield curve
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
current money market fund 7 day SEC yield Treasury money market October 2026 Fidelity SPAXX VUSXX
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
FDIC deposit insurance savings account Treasury bills state local tax exemption money market fund risks
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1