Are there any penalty fees this year if I decide to buy our family health insurance outside of the official healthcare marketplace?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are there any penalty fees this year if I decide to buy our family health insurance outside of the official healthcare marketplace?
1 real search · 1 real-search pass
2026 federal individual mandate penalty zero off-exchange health insurance New York state individual mandate penalty officialGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 federal individual mandate penalty zero off-exchange health insurance New York state individual mandate penalty official Google ↗
- Healthcare.gov · healthcare.gov
- Minimum Essential Coverage · cms.gov
- Premium Tax Credit (PTC) overview · irs.gov
- How to shop for health insurance · ag.ny.gov