Is my discretionary income calculated using my gross salary or my take-home pay when determining my IDR payment under the latest rules?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is my discretionary income calculated using my gross salary or my take-home pay when determining my IDR payment under the latest rules?
1 real search · 1 real-search pass
2026 latest federal student loan income-driven repayment discretionary income AGI gross income rules 2026 Department of EducationGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
2026 latest federal student loan income-driven repayment discretionary income AGI gross income rules 2026 Department of Education Google ↗
- Repayment Plans · studentaid.gov
- [node:title] · studentaid.gov
- Federal Register / Vol. 91, No. 84 / Friday, May 1, 2026 / Rules and Regulations · govinfo.gov