Real ChatGPT answer · index seedFH7h2LMdsQMcompleteFinance and banking · checking and savings accountscommercial
What are the hidden fees I should look out for when switching my primary checking account from a big national bank to an online only bank?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are the hidden fees I should look out for when switching my primary checking account from a big national bank to an online only bank?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 online checking account fee schedules ATM cash deposit wire transfer overdraft fees Ally Capital One Discover SoFi Google ↗
CFPB checking account fees overdraft NSF ATM wire transfer consumer guidance Google ↗
- Overdraft and Account Fees · fdic.gov
- Online Checking Account: For Essential Spending · ally.com
- Online Checking Account: For Essential Spending · ally.com
- SMBS - Fee Sheet (May 6, 2026) · d32ijn7u0aqfv4.cloudfront.net
- SoFi banking · sofi.com
- I opened a "free" checking account but there are fees charged on my account. Can my bank/credit union do that? · consumerfinance.gov
- Know your overdraft options · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 online checking account fee schedules ATM cash deposit wire transfer overdraft fees Ally Capital One Discover SoFi OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB checking account fees overdraft NSF ATM wire transfer consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |