What specific homeowners insurance coverage limits and deductible maximums are required by conventional lenders right now for properties located in flood zones?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What specific homeowners insurance coverage limits and deductible maximums are required by conventional lenders right now for properties located in flood zones?
3 real searches · 1 real-search pass
2026 Fannie Mae Selling Guide property insurance coverage amount deductible maximum flood insurance requirements conventional mortgageGoogle ↗
OBSERVEDOther / navigational
2026 Freddie Mac Seller Servicer Guide property insurance deductible maximum flood insurance coverage requirementsGoogle ↗
OBSERVEDInstruction
FEMA mandatory flood insurance purchase requirements maximum coverage NFIP residential building contents deductible limitsGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 Fannie Mae Selling Guide property insurance coverage amount deductible maximum flood insurance requirements conventional mortgage Google ↗
2026 Freddie Mac Seller Servicer Guide property insurance deductible maximum flood insurance coverage requirements Google ↗
FEMA mandatory flood insurance purchase requirements maximum coverage NFIP residential building contents deductible limits Google ↗
- Flood Insurance Requirements for All Property Types · guide-selling.fanniemae.com
- How much flood insurance do I need? · helpwithmybank.gov
- V-6 Flood Disaster Protection Act · fdic.gov
- Buy a Flood Insurance Policy · floodsmart.gov
- Reducing Insurance Costs | The National Flood Insurance Program for Agents · agents.floodsmart.gov
- October 2025 NFIP Flood Insurance Manual · insurance.nd.gov
- Can my lender require more flood insurance than the minimum required? · helpwithmybank.gov
- Interagency Questions and Answers Regarding Flood Insurance · federalreserve.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 Fannie Mae Selling Guide property insurance coverage amount deductible maximum flood insurance requirements conventional mortgage OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
2026 Freddie Mac Seller Servicer Guide property insurance deductible maximum flood insurance coverage requirements OBSERVED | Google ↗ AI Mode ↗ | — | Instruction | — | — | 1x of 1 | |
FEMA mandatory flood insurance purchase requirements maximum coverage NFIP residential building contents deductible limits OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 |