What is the exact formula lenders use to decide if my monthly car payment is going to disqualify me from a bigger mortgage amount?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What is the exact formula lenders use to decide if my monthly car payment is going to disqualify me from a bigger mortgage amount?
3 real searches · 1 real-search pass
Fannie Mae debt-to-income ratio maximum 50 percent monthly debt obligations installment auto loan mortgage selling guideGoogle ↗
OBSERVED
Freddie Mac debt-to-income ratio maximum 45 50 percent mortgage auto loan monthly debt obligationsGoogle ↗
OBSERVED
CFPB debt-to-income ratio mortgage gross monthly income definitionGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Fannie Mae debt-to-income ratio maximum 50 percent monthly debt obligations installment auto loan mortgage selling guide Google ↗
Freddie Mac debt-to-income ratio maximum 45 50 percent mortgage auto loan monthly debt obligations Google ↗
CFPB debt-to-income ratio mortgage gross monthly income definition Google ↗
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Monthly Debt Obligations · guide-selling.fanniemae.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae debt-to-income ratio maximum 50 percent monthly debt obligations installment auto loan mortgage selling guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac debt-to-income ratio maximum 45 50 percent mortgage auto loan monthly debt obligations OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB debt-to-income ratio mortgage gross monthly income definition OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |