Real ChatGPT answer · index seedFEvrlBKIUWccompleteFinance and banking · checking and savings accountscommercial
I am opening a checking account with my college roommate and I am terrified about legal liability if they overdraft or get sued, so what are the actual risks?
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The searches the AI actually ran for this prompt.
SEED QUERY
I am opening a checking account with my college roommate and I am terrified about legal liability if they overdraft or get sued, so what are the actual risks?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Missouri joint bank account creditor garnishment ownership funds joint account statute Google ↗
CFPB joint bank account overdraft liability account co-owner responsibility Google ↗
- Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 362.470 · revisor.mo.gov
- Missouri Revisor of Statutes - Revised Statutes of Missouri, RSMo Section 525.235 · revisor.mo.gov
- SECOND REGULAR SESSION · senate.mo.gov
- § 1002.7 Rules concerning extensions of credit. · consumerfinance.gov
- Comment for 1002.7 - Rules Concerning Extensions of Credit · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Missouri joint bank account creditor garnishment ownership funds joint account statute OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB joint bank account overdraft liability account co-owner responsibility OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |