How do I calculate the maximum pre tax contribution for our family HSA when my spouse has a high deductible plan through their own employer?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How do I calculate the maximum pre tax contribution for our family HSA when my spouse has a high deductible plan through their own employer?
1 real search · 1 real-search pass
IRS 2026 HSA contribution limits family self-only catch-up married spouses separate HDHP coverage employer contributionsGoogle ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
IRS 2026 HSA contribution limits family self-only catch-up married spouses separate HDHP coverage employer contributions Google ↗
- Publication 969 (2025), Health Savings Accounts and Other Tax-Favored Health Plans · irs.gov
- Internal Revenue Bulletin: 2025-21 · irs.gov
- Instructions for Form 8889 (2025) · irs.gov
- IRS Courseware · apps.irs.gov