Real ChatGPT answer · index seedFDSNoqQSsJgcompleteFinance and banking · student loanscommercial

Can you compare current refinancing rates from SoFi and Earnest for my forty thousand dollars in private student loans after graduating last spring?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Can you compare current refinancing rates from SoFi and Earnest for my forty thousand dollars in private student loans after graduating last spring?
2 real searches · 1 real-search pass
SoFi student loan refinancing current interest rates October 2026 APR fixed variable eligibility requirementsGoogle ↗
OBSERVEDConsequence
Earnest student loan refinancing current interest rates October 2026 APR fixed variable eligibility requirementsGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparison50%Consequence50%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
SoFi student loan refinancing current interest rates October 2026 APR fixed variable eligibility requirements Google ↗
Earnest student loan refinancing current interest rates October 2026 APR fixed variable eligibility requirements Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
SoFi student loan refinancing current interest rates October 2026 APR fixed variable eligibility requirements
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Earnest student loan refinancing current interest rates October 2026 APR fixed variable eligibility requirements
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1