Compare the smoker rates of Zurich and John Hancock to figure out which company penalizes cigarette use less for a basic term policy
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Compare the smoker rates of Zurich and John Hancock to figure out which company penalizes cigarette use less for a basic term policy
3 real searches · 1 real-search pass
Zurich vs John Hancock term life insurance tobacco smoker underwriting rates 2026Google ↗
OBSERVED
Zurich life insurance term smoker rates tobacco underwriting rate classes basic term policyGoogle ↗
OBSERVED
John Hancock term life insurance smoker rates tobacco underwriting rate classes term policyGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
Zurich vs John Hancock term life insurance tobacco smoker underwriting rates 2026 Google ↗
Zurich life insurance term smoker rates tobacco underwriting rate classes basic term policy Google ↗
John Hancock term life insurance smoker rates tobacco underwriting rate classes term policy Google ↗
- Ask the underwriter: smoking · zurichintermediary.co.uk
- John Hancock® · resourcebrokerage.com
- Frequently Asked Questions · johnhancock.com
- Life insurance for smokers · zurich.co.uk
- Field Underwriting Guide Underwriting Impairment · lbfg.net
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Zurich vs John Hancock term life insurance tobacco smoker underwriting rates 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Zurich life insurance term smoker rates tobacco underwriting rate classes basic term policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
John Hancock term life insurance smoker rates tobacco underwriting rate classes term policy OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |