Should I surrender my whole life policy and invest the cash value elsewhere to save money during a tight economy?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Should I surrender my whole life policy and invest the cash value elsewhere to save money during a tight economy?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
whole life insurance surrender alternatives reduced paid up policy cash surrender value tax basis consumer guidance Google ↗
IRS life insurance surrender proceeds taxable amount cash surrender value cost basis Google ↗
- tax consequences of surrendering life insurance · irs.gov
- Life Insurance Information for Consumers · dfs.ny.gov
- Consumer Life Insurance FAQ · dfs.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
whole life insurance surrender alternatives reduced paid up policy cash surrender value tax basis consumer guidance OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS life insurance surrender proceeds taxable amount cash surrender value cost basis OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |