Earnest quoted me a fixed refinancing rate yesterday, but will that rate change if my debt to income ratio goes up before I close the loan?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Earnest quoted me a fixed refinancing rate yesterday, but will that rate change if my debt to income ratio goes up before I close the loan?
1 real search · 1 real-search pass
Earnest student loan refinancing rate lock fixed rate debt to income ratio changes before closing official policyGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
Earnest student loan refinancing rate lock fixed rate debt to income ratio changes before closing official policy Google ↗
- Does Earnest consider household incomes when reviewing applications? · help.earnest.com
- Why Do I Need To Connect My Bank Accounts? · help.earnest.com
- credible.com · credible.com