Real ChatGPT answer · index seedF41zHkDrmNAcompleteInsurance · disability insurancecomparison

Are mental health condition coverage limitations worse under Unum or Mutual of Omaha, and how do their basic monthly premiums compare for a budget conscious buyer?

ChatGPTgpt-63 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Are mental health condition coverage limitations worse under Unum or Mutual of Omaha, and how do their basic monthly premiums compare for a budget conscious buyer?
3 real searches · 1 real-search pass
2026 Unum Mutual of Omaha individual disability insurance mental nervous mental illness limitation premiums comparisonGoogle ↗
OBSERVEDComparison
Unum individual disability insurance mental nervous disorders limitation policy brochure premium rates monthlyGoogle ↗
OBSERVEDOther / navigational
Mutual of Omaha individual disability income insurance mental nervous disorders limitation brochure premium rates monthlyGoogle ↗
OBSERVEDOther / navigational

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
2026 Unum Mutual of Omaha individual disability insurance mental nervous mental illness limitation premiums comparison Google ↗
Unum individual disability insurance mental nervous disorders limitation policy brochure premium rates monthly Google ↗
Mutual of Omaha individual disability income insurance mental nervous disorders limitation brochure premium rates monthly Google ↗
  1. DISABILITY INCOME INSURANCE POLICY · producer.mutualofomaha.com
  2. Supplemental Individual Disability Insurance (IDI) · ltdcompletion.com
  3. Individual Disability Insurance · ltdcompletion.com
  4. Unum Group - Annual Report 2024 · financialfilings.com
  5. UNM 12.31.25 EX10.40-2026-02-17-17-17 · s201.q4cdn.com

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 Unum Mutual of Omaha individual disability insurance mental nervous mental illness limitation premiums comparison
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Unum individual disability insurance mental nervous disorders limitation policy brochure premium rates monthly
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Mutual of Omaha individual disability income insurance mental nervous disorders limitation brochure premium rates monthly
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1