Can you check current regulations and explain the steps to report a predatory online lender that tried to charge hidden origination fees on a personal loan we applied for yesterday?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Can you check current regulations and explain the steps to report a predatory online lender that tried to charge hidden origination fees on a personal loan we applied for yesterday?
3 real searches · 1 real-search pass
2026 federal rules personal loan origination fees disclosure Truth in Lending Act Regulation Z consumer credit closed-end loan amount financed finance charge APR itemization official CFPBGoogle ↗
OBSERVED
Virginia report complaint predatory online lender personal loan Bureau of Financial Institutions State Corporation Commission consumer complaint 2026Google ↗
OBSERVED
CFPB submit complaint personal loan lender FTC report fraud official 2026Google ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
2026 federal rules personal loan origination fees disclosure Truth in Lending Act Regulation Z consumer credit closed-end loan amount financed finance charge APR itemization official CFPB Google ↗
Virginia report complaint predatory online lender personal loan Bureau of Financial Institutions State Corporation Commission consumer complaint 2026 Google ↗
CFPB submit complaint personal loan lender FTC report fraud official 2026 Google ↗
- Truth in Lending Act · federalreserve.gov
- 12 CFR Part 1026 - Truth in Lending (Regulation Z) · consumerfinance.gov
- Comment for 1026.18 - Content of Disclosures · consumerfinance.gov
- § 6.2-1501. Compliance with chapter; license required; attempts to evade application of chapter · law.lis.virginia.gov
- Virginia SCC · scc.virginia.gov
- Virginia SCC · scc.virginia.gov
- Virginia SCC · scc.virginia.gov
- File a Complaint · oag.state.va.us
- CFPB official complaint portal · consumerfinance.gov
- Submit a complaint · consumerfinance.gov
- Submit a complaint · files.consumerfinance.gov
- FTC ReportFraud portal · reportfraud.ftc.gov
- Who do I contact for help with a scam or fraud? · consumerfinance.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 federal rules personal loan origination fees disclosure Truth in Lending Act Regulation Z consumer credit closed-end loan amount financed finance charge APR itemization official CFPB OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Virginia report complaint predatory online lender personal loan Bureau of Financial Institutions State Corporation Commission consumer complaint 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
CFPB submit complaint personal loan lender FTC report fraud official 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |