Real ChatGPT answer · index seedEtaYH9bLjHscompleteFinance and banking · mortgagescomparison

We want to buy a four bedroom house, so let us compare the total lifetime interest costs of a fifteen year versus a thirty year fixed mortgage.

ChatGPTgpt-61 query10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
We want to buy a four bedroom house, so let us compare the total lifetime interest costs of a fifteen year versus a thirty year fixed mortgage.
1 real search · 1 real-search pass
United States average 15-year and 30-year fixed mortgage rates October 2026 Freddie Mac PMMSGoogle ↗
OBSERVEDShort fact

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (1)
Short fact100%Other / navigationalComparisonConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT1 real searches · gpt-6
United States average 15-year and 30-year fixed mortgage rates October 2026 Freddie Mac PMMS Google ↗
  1. Mortgage Rates · freddiemac.com
  2. Freddie Mac Mortgage Market Survey Archive · freddiemac.com

Queries

1 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
United States average 15-year and 30-year fixed mortgage rates October 2026 Freddie Mac PMMS
OBSERVED
Google ↗
AI Mode ↗
—Short fact——1x
of 1