Real ChatGPT answer · index seedEoXqZwewwKscompleteInsurance · disability insurancecomparison

Comparing quotes online and need to figure out if Guardian Life disability insurance quotes include any hidden fees that make them more expensive than Mutual of Omaha in the long run.

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Comparing quotes online and need to figure out if Guardian Life disability insurance quotes include any hidden fees that make them more expensive than Mutual of Omaha in the long run.
3 real searches · 1 real-search pass
Guardian Life individual disability insurance policy premium mode fees policy riders rate increases official documentsGoogle ↗
OBSERVEDConsequence
Mutual of Omaha individual disability income insurance policy fees premium modes riders rate guarantees official documentsGoogle ↗
OBSERVEDReason
Guardian disability insurance vs Mutual of Omaha disability insurance hidden fees comparisonGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparison33%Consequence33%Reason33%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
Guardian Life individual disability insurance policy premium mode fees policy riders rate increases official documents Google ↗
Mutual of Omaha individual disability income insurance policy fees premium modes riders rate guarantees official documents Google ↗
Guardian disability insurance vs Mutual of Omaha disability insurance hidden fees comparison Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
Guardian Life individual disability insurance policy premium mode fees policy riders rate increases official documents
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
Mutual of Omaha individual disability income insurance policy fees premium modes riders rate guarantees official documents
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
Guardian disability insurance vs Mutual of Omaha disability insurance hidden fees comparison
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1