What do current mortgage lenders think about buying a house right after graduating college when you only have a few months of work history?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What do current mortgage lenders think about buying a house right after graduating college when you only have a few months of work history?
3 real searches · 1 real-search pass
2026 current Fannie Mae selling guide employment history recent graduate education employment income less than two yearsGoogle ↗
OBSERVEDShort fact
Freddie Mac selling guide recent graduate employment history education income less than two yearsGoogle ↗
OBSERVEDShort fact
FHA handbook employment history recent graduate school education two year requirement mortgage 2026Google ↗
OBSERVEDOther / navigational
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
2026 current Fannie Mae selling guide employment history recent graduate education employment income less than two years Google ↗
Freddie Mac selling guide recent graduate employment history education income less than two years Google ↗
FHA handbook employment history recent graduate school education two year requirement mortgage 2026 Google ↗
- Standards for Employment-Related Income · selling-guide.fanniemae.com
- Selling Guide_4.22.2026 · singlefamily.fanniemae.com
- Freddie Mac Single-Family Seller/Servicer Guide PDF · guide.freddiemac.com
- FHA Single Family Housing Policy Handbook · hud.gov
- Getting a mortgage with a new job: A guide · rocketmortgage.com
- Employed Income Requirements · homebuyer.com
- Getting a Mortgage Without a Perfect 2-Year Work History · nerdwallet.com
- Getting a mortgage without 2 years’ work history: 7 tips · rocketmortgage.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 current Fannie Mae selling guide employment history recent graduate education employment income less than two years OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
Freddie Mac selling guide recent graduate employment history education income less than two years OBSERVED | Google ↗ AI Mode ↗ | — | Short fact | — | — | 1x of 1 | |
FHA handbook employment history recent graduate school education two year requirement mortgage 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |