My insurance company raised my rates today because of a credit score drop, is there any way to dispute this or switch carriers immediately?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My insurance company raised my rates today because of a credit score drop, is there any way to dispute this or switch carriers immediately?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York Department of Financial Services credit based insurance score adverse action notice insurance premium consumer rights Google ↗
New York insurance credit scoring auto homeowners insurance law consumer guide credit report dispute Google ↗
- Auto Insurance Information for Consumers · dfs.ny.gov
- Insurance Discounts and Savings · dfs.ny.gov
- What effect does my credit history have on my insurance? · dfs.ny.gov
- New York Codes, Rules and Regulations, Part 221, Section 221.4 - Requirements for obtaining current credit information | New York Codes, Rules and Regulations · regulations.justia.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York Department of Financial Services credit based insurance score adverse action notice insurance premium consumer rights OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
New York insurance credit scoring auto homeowners insurance law consumer guide credit report dispute OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |