How does State Farm handle retrospective premium adjustments upon the annual audit for a mid-sized commercial owner policy with fluctuating payroll?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
How does State Farm handle retrospective premium adjustments upon the annual audit for a mid-sized commercial owner policy with fluctuating payroll?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
State Farm commercial insurance premium audit payroll workers compensation annual audit actual payroll estimated payroll Google ↗
site:statefarm.com business workers compensation premium audit payroll audit State Farm Google ↗
- Premium Audits · statefarm.com
- Understanding Insurance Premium Audit Process · statefarm.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
State Farm commercial insurance premium audit payroll workers compensation annual audit actual payroll estimated payroll OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
site:statefarm.com business workers compensation premium audit payroll audit State Farm OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |