Is it better for me to roll over my 401k to an IRA today or leave it with my former employer now that I have been made redundant?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is it better for me to roll over my 401k to an IRA today or leave it with my former employer now that I have been made redundant?
3 real searches · 1 real-search pass
IRS 401(k) rollover to IRA former employer plan options 2026 tax rulesGoogle ↗
OBSERVEDComparison
Department of Labor 401k leave money former employer plan fees creditor protection IRA rollover comparisonGoogle ↗
OBSERVEDComparison
IRS separation from service age 55 401k exception IRA rolloverGoogle ↗
OBSERVEDReason
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 1 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
IRS 401(k) rollover to IRA former employer plan options 2026 tax rules Google ↗
Department of Labor 401k leave money former employer plan fees creditor protection IRA rollover comparison Google ↗
IRS separation from service age 55 401k exception IRA rollover Google ↗
- Retirement topics - Termination of employment · irs.gov
- What You Should Know About Your Retirement Plan · dol.gov
- Rollovers of retirement plan and IRA distributions · irs.gov
- Retirement topics - Exceptions to tax on early distributions · irs.gov
- 4 Reasons to Roll Over Your 401(k) Into an IRA (And 4 Reasons Not To) · kiplinger.com
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS 401(k) rollover to IRA former employer plan options 2026 tax rules OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
Department of Labor 401k leave money former employer plan fees creditor protection IRA rollover comparison OBSERVED | Google ↗ AI Mode ↗ | — | Comparison | — | — | 1x of 1 | |
IRS separation from service age 55 401k exception IRA rollover OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 |