Real ChatGPT answer · index seedEaX6D3GivGYcompleteFinance and banking · personal loansinformational
What factors contribute to variance in Prosper marketplace lending rates for borrowers with identical FICO scores but different credit mix histories?
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The searches the AI actually ran for this prompt.
SEED QUERY
What factors contribute to variance in Prosper marketplace lending rates for borrowers with identical FICO scores but different credit mix histories?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Prosper marketplace lending borrower interest rate factors credit history credit mix debt-to-income underwriting official Google ↗
Prosper loan pricing model credit profile credit utilization inquiries delinquencies credit history factors Google ↗
- prosper-20241231 · sec.gov
- Prosper Marketplace Inc. (via Public) / Supplemental Prospectus (Form 424B3) · ebs.publicnow.com
- Borrower Registration Agreement between Prosper Marketplace, | PROSPER MARKETPLACE, INC | Business Contracts · contracts.justia.com
- Prosper help - Personal loan FAQs · help.prosper.com
- Prosper help - Personal loan FAQs · help.prosper.com
- Prosper Personal Loan Calculator · prosper.com
- prosper-20241231 · sec.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Prosper marketplace lending borrower interest rate factors credit history credit mix debt-to-income underwriting official OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Prosper loan pricing model credit profile credit utilization inquiries delinquencies credit history factors OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |