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What are the top-rated investment firms for transferring an old employer 401k into a traditional IRA with low fees?

ChatGPTgpt-64 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the top-rated investment firms for transferring an old employer 401k into a traditional IRA with low fees?
4 real searches · 1 real-search pass
best low cost rollover traditional IRA Fidelity Schwab Vanguard fees account fees expense ratios 2026Google ↗
OBSERVEDComparison
Fidelity rollover IRA fees $0 account fee no minimum index funds officialGoogle ↗
OBSERVEDOther / navigational
Charles Schwab rollover IRA fees $0 account fee index funds officialGoogle ↗
OBSERVEDOther / navigational
Vanguard rollover IRA fees account service fee expense ratios official 2026Google ↗
OBSERVEDConsequence

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (4)
Short factOther / navigational50%Comparison25%Consequence25%ReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 4 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT4 real searches · gpt-6
best low cost rollover traditional IRA Fidelity Schwab Vanguard fees account fees expense ratios 2026 Google ↗
Fidelity rollover IRA fees $0 account fee no minimum index funds official Google ↗
Charles Schwab rollover IRA fees $0 account fee index funds official Google ↗
Vanguard rollover IRA fees account service fee expense ratios official 2026 Google ↗

Queries

4 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
best low cost rollover traditional IRA Fidelity Schwab Vanguard fees account fees expense ratios 2026
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1
Fidelity rollover IRA fees $0 account fee no minimum index funds official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Charles Schwab rollover IRA fees $0 account fee index funds official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Vanguard rollover IRA fees account service fee expense ratios official 2026
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1