Do VA loans allow self employed veterans to use retained business earnings to lower their debt to income ratio during the mortgage review?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do VA loans allow self employed veterans to use retained business earnings to lower their debt to income ratio during the mortgage review?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
VA Lenders Handbook self-employed business income retained earnings distributions debt-to-income ratio business funds personal income Google ↗
VA loan self employed retained business earnings cash flow add back distributions debt ratio underwriting business income Google ↗
- VA Pamphlet VAP26-7 Chapter 04 Credit Underwriting · knowva.ebenefits.va.gov
- Lender’s Handbook · benefits.va.gov
- 38 CFR § 36.4340 - Underwriting standards, processing procedures, lender responsibility, and lender certification. | Electronic Code of Federal Regulations (e-CFR) | US Law · law.cornell.edu
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
VA Lenders Handbook self-employed business income retained earnings distributions debt-to-income ratio business funds personal income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
VA loan self employed retained business earnings cash flow add back distributions debt ratio underwriting business income OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |