Real ChatGPT answer · index seedEWrefk8NIlgcompleteInsurance · home insurancecomparison

State Farm vs USAA for historic home insurance cost comparisons when you need to keep premiums under two thousand a year

ChatGPTgpt-62 queries11/1/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
State Farm vs USAA for historic home insurance cost comparisons when you need to keep premiums under two thousand a year
2 real searches · 1 real-search pass
2026 State Farm USAA historic home insurance cost premiums historic homes replacement cost coverage TexasGoogle ↗
OBSERVEDConsequence
State Farm USAA homeowners insurance average annual premiums Texas 2026 historic home insurance underwritingGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (2)
Short factOther / navigationalComparisonConsequence50%Reason50%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT2 real searches · gpt-6
2026 State Farm USAA historic home insurance cost premiums historic homes replacement cost coverage Texas Google ↗
State Farm USAA homeowners insurance average annual premiums Texas 2026 historic home insurance underwriting Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
2026 State Farm USAA historic home insurance cost premiums historic homes replacement cost coverage Texas
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
State Farm USAA homeowners insurance average annual premiums Texas 2026 historic home insurance underwriting
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1