Are insurance companies legally required to cover hotel stays under a fire damage insurance settlement offer if my rental lease was month to month?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Are insurance companies legally required to cover hotel stays under a fire damage insurance settlement offer if my rental lease was month to month?
2 real searches · 1 real-search pass
New York insurance fire loss additional living expenses renters insurance uninhabitable rental month to month lease hotel coverage lawGoogle ↗
OBSERVEDConsequence
New York Department Financial Services homeowners renters insurance additional living expenses fire temporary housing coverageGoogle ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
New York insurance fire loss additional living expenses renters insurance uninhabitable rental month to month lease hotel coverage law Google ↗
New York Department Financial Services homeowners renters insurance additional living expenses fire temporary housing coverage Google ↗
- Homeowners Insurance: Basic Coverage and Adding Coverage · dfs.ny.gov
- HOMEOWNERS & TENANTS INSURANCE: WHAT CONSUMERS NEED TO KNOW · dfs.ny.gov
- Homeowner and Tenant Resources · dfs.ny.gov
- FAQ: Disaster and Flood Recovery Resources · dfs.ny.gov
- Residential Tenants’ Rights Guide · ag.ny.gov
- If an apartment becomes uninhabitable due to fire or other damage not caused by the tenant, and the lease does not expressly provide otherwise, the tenant may vacate the apartment and cancel the lease. The tenant will not be liable for subsequent rental payments. The landlord shall be responsible to refund any rent paid in advance as well as any rent security held by the landlord (Real Property Law § 227). Rent stabilized and rent controlled tenants may apply to DHCR to have an order issued redu · ag.ny.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
New York insurance fire loss additional living expenses renters insurance uninhabitable rental month to month lease hotel coverage law OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
New York Department Financial Services homeowners renters insurance additional living expenses fire temporary housing coverage OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |