Which is smarter for a young professional with low savings an FHA loan versus conventional loan with private mortgage insurance
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Which is smarter for a young professional with low savings an FHA loan versus conventional loan with private mortgage insurance
1 real search · 1 real-search pass
2026 FHA loan mortgage insurance duration 3.5% down upfront premium 1.75% HUD official conventional PMI cancellation 80% 78% CFPBGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
2026 FHA loan mortgage insurance duration 3.5% down upfront premium 1.75% HUD official conventional PMI cancellation 80% 78% CFPB Google ↗
- What is the FHA Mortgage Insurance Premium structure for forward mortgage loans? · answers.hud.gov
- What is mortgage insurance and how does it work? · consumerfinance.gov
- What is private mortgage insurance? · consumerfinance.gov