Real ChatGPT answer · index seedEMM6yTyHXjAcompleteFinance and banking · retirement accountscommercial
My wife accidentally over-contributed to her workplace retirement plan last year, so where can we download the excess contribution removal form and what is the deadline to fix it without getting hit by the IRS?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
My wife accidentally over-contributed to her workplace retirement plan last year, so where can we download the excess contribution removal form and what is the deadline to fix it without getting hit by the IRS?
3 real searches · 1 real-search pass
IRS excess 401(k) deferrals April 15 following year corrective distribution deadline 2025 contributions 2026Google ↗
OBSERVED
IRS 2025 401(k) contribution limit excess deferrals double taxation April 15 2026 plan administrator formGoogle ↗
OBSERVED
IRS excess contributions 401k employer plan corrective distribution deadline 415 annual additionsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 3 queries…
Searches and sources
ChatGPT3 real searches · gpt-6
IRS excess 401(k) deferrals April 15 following year corrective distribution deadline 2025 contributions 2026 Google ↗
IRS 2025 401(k) contribution limit excess deferrals double taxation April 15 2026 plan administrator form Google ↗
IRS excess contributions 401k employer plan corrective distribution deadline 415 annual additions Google ↗
- Fidelity workplace forms · fidelity.com
- Empower · empower.com
- Vanguard · investor.vanguard.com
- Principal · principal.com
- TIAA · tiaa.org
- Retirement topics - 401(k) and profit-sharing plan contribution limits · irs.gov
- Consequences to a participant who makes excess deferrals to a 401(k) plan · irs.gov
- 401(k) plan fix-it guide - Elective deferrals weren't limited to the amounts under IRC Section 402(g) for the calendar year and excesses weren't distributed · irs.gov
- Fixing common plan mistakes - Failure to limit contributions for a participant · irs.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
IRS excess 401(k) deferrals April 15 following year corrective distribution deadline 2025 contributions 2026 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS 2025 401(k) contribution limit excess deferrals double taxation April 15 2026 plan administrator form OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
IRS excess contributions 401k employer plan corrective distribution deadline 415 annual additions OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |