What are my rights under federal law when I need to dispute a charge on my credit card statement?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
What are my rights under federal law when I need to dispute a charge on my credit card statement?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
Fair Credit Billing Act consumer rights 60 days 30 days 2 billing cycles CFPB billing errors Google ↗
FTC Fair Credit Billing Act dispute credit card charge unauthorized use $50 100 miles 1666i Google ↗
- SECTION 226.13—Billing Error Resolution · federalreserve.gov
- § 1026.13 Billing error resolution. · consumerfinance.gov
- U.S.C. Title 15 · govinfo.gov
- Using Credit Cards and Disputing Charges · consumer.ftc.gov
- Fair Credit Billing Act · ftc.gov
- uscode.house.gov · uscode.house.gov
- 15 U.S.C. § 1666i: Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses · uscode.house.gov
- What To Do if You’re Billed for Things You Never Got, or You Get Unordered Products · consumer.ftc.gov
- CFPB Consumer Complaint Portal · consumerfinance.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fair Credit Billing Act consumer rights 60 days 30 days 2 billing cycles CFPB billing errors OBSERVED | Google ↗ AI Mode ↗ | — | Reason | — | — | 1x of 1 | |
FTC Fair Credit Billing Act dispute credit card charge unauthorized use $50 100 miles 1666i OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |