Real ChatGPT answer · index seedEHg3a1zNQU0completeFinance and banking · checking and savings accountscomparison
Is a 11-month CD from Capital One actually better than keeping my emergency fund in a Marcus high-yield savings account if interest rates might drop?
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Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Is a 11-month CD from Capital One actually better than keeping my emergency fund in a Marcus high-yield savings account if interest rates might drop?
1 real search · 1 real-search pass
Capital One 11-month CD APY October 2026 Marcus high yield savings APY October 2026 rates early withdrawal penalty FDIC limitsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 1 queries…
Searches and sources
ChatGPT1 real searches · gpt-6
Capital One 11-month CD APY October 2026 Marcus high yield savings APY October 2026 rates early withdrawal penalty FDIC limits Google ↗
- Limited-Time Offer 11-Month CD | Top Rate · capitalone.com
- Home · marcus.com
- 360 CD Account Disclosures · capitalone.com