Real ChatGPT answer · index seedEEsBS2Xswx0completeFinance and banking · investing and brokeragescomparison

What are the hidden costs of closing a Roth IRA with one brokerage and rolling it over to another?

ChatGPTgpt-62 queries10/31/2026
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Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
What are the hidden costs of closing a Roth IRA with one brokerage and rolling it over to another?
2 real searches · 1 real-search pass
IRS Roth IRA trustee to trustee transfer direct transfer 60 day rollover one per 12 months Roth IRAGoogle ↗
OBSERVED
brokerage IRA transfer out fee ACATS fee fractional shares mutual funds transfer official brokerage policiesGoogle ↗
OBSERVED

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

Classifying 2 queries…

Searches and sources

ChatGPT2 real searches · gpt-6
IRS Roth IRA trustee to trustee transfer direct transfer 60 day rollover one per 12 months Roth IRA Google ↗
brokerage IRA transfer out fee ACATS fee fractional shares mutual funds transfer official brokerage policies Google ↗

Queries

2 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS Roth IRA trustee to trustee transfer direct transfer 60 day rollover one per 12 months Roth IRA
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1
brokerage IRA transfer out fee ACATS fee fractional shares mutual funds transfer official brokerage policies
OBSERVED
Google ↗
AI Mode ↗
————1x
of 1