Real ChatGPT answer · index seedEE5ce9MWH9ccompleteFinance and banking · small business bankingcommercial
Evaluate the pros and cons of using American Express Business Checking for our primary tax reserve account versus opening a traditional money market account with a brick-and-mortar bank.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Evaluate the pros and cons of using American Express Business Checking for our primary tax reserve account versus opening a traditional money market account with a brick-and-mortar bank.
3 real searches · 1 real-search pass
American Express Business Checking current APY fees limits FDIC insurance 2026 officialGoogle ↗
OBSERVEDOther / navigational
American Express business checking account agreement deposit limits withdrawals cash deposits 2026Google ↗
OBSERVEDOther / navigational
traditional bank money market deposit account FDIC insurance transaction limits Regulation D current 2026Google ↗
OBSERVEDConsequence
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (3)
Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT3 real searches · gpt-6
American Express Business Checking current APY fees limits FDIC insurance 2026 official Google ↗
American Express business checking account agreement deposit limits withdrawals cash deposits 2026 Google ↗
traditional bank money market deposit account FDIC insurance transaction limits Regulation D current 2026 Google ↗
- Business Checking Account Rates and Fees · americanexpress.com
- Business Banking: Checking & Savings · americanexpress.com
- Business Banking: Checking & Savings · americanexpress.com
- What is a money market account? · consumerfinance.gov
- Consumer Compliance Handbook, October 2025 · federalreserve.gov
- Business Checking Account Rates and Fees · americanexpress.com
- American Express Business Checking: 2026 Review · nerdwallet.com
- Deposit Insurance · fdic.gov
- Deposit Insurance At A Glance · fdic.gov
Queries
3 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
American Express Business Checking current APY fees limits FDIC insurance 2026 official OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
American Express business checking account agreement deposit limits withdrawals cash deposits 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 | |
traditional bank money market deposit account FDIC insurance transaction limits Regulation D current 2026 OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 |