Real ChatGPT answer · index seedECLAApCUbT8completeCareers and HR · workplace benefitshowto

How do I set up a 401k employer match vesting schedule for my five employees without violating compliance rules under current IRS guidelines?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
How do I set up a 401k employer match vesting schedule for my five employees without violating compliance rules under current IRS guidelines?
3 real searches · 1 real-search pass
IRS 401(k) employer matching contributions vesting schedule three-year cliff six-year graded vesting official IRSGoogle ↗
OBSERVEDReason
IRS 401(k) plan eligibility long-term part-time 500 hours two consecutive years 2025 officialGoogle ↗
OBSERVEDConsequence
IRS 401(k) nondiscrimination testing small employer matching contributions safe harbor vesting officialGoogle ↗
OBSERVEDReason

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigationalComparisonConsequence33%Reason67%DefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 3 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
IRS 401(k) employer matching contributions vesting schedule three-year cliff six-year graded vesting official IRS Google ↗
IRS 401(k) plan eligibility long-term part-time 500 hours two consecutive years 2025 official Google ↗
IRS 401(k) nondiscrimination testing small employer matching contributions safe harbor vesting official Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
IRS 401(k) employer matching contributions vesting schedule three-year cliff six-year graded vesting official IRS
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1
IRS 401(k) plan eligibility long-term part-time 500 hours two consecutive years 2025 official
OBSERVED
Google ↗
AI Mode ↗
—Consequence——1x
of 1
IRS 401(k) nondiscrimination testing small employer matching contributions safe harbor vesting official
OBSERVED
Google ↗
AI Mode ↗
—Reason——1x
of 1