Real ChatGPT answer · index seedE8v00VNjn1McompleteFinance and banking · credit scores and repairinformational
Will removing an authorized user account from my report immediately drop my score and cost me a better interest rate on a loan?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Will removing an authorized user account from my report immediately drop my score and cost me a better interest rate on a loan?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (2)
Classes come from the query-classifier (a local Laya model). 2 of 2 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT2 real searches · gpt-6
FICO authorized user account removed credit score impact loan interest rate lender credit score mortgage underwriting Google ↗
CFPB credit score authorized user account credit report removal Google ↗
- How Authorized Users Affect FICO Scores| myFICO · myfico.com
- Authorized Users of Credit · selling-guide.fanniemae.com
- DU Credit Report Analysis · homebuyer.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
FICO authorized user account removed credit score impact loan interest rate lender credit score mortgage underwriting OBSERVED | Google ↗ AI Mode ↗ | — | Consequence | — | — | 1x of 1 | |
CFPB credit score authorized user account credit report removal OBSERVED | Google ↗ AI Mode ↗ | — | Other / navigational | — | — | 1x of 1 |