Analyze the recent credit-based insurance score reform impacts on rate increases after claims for Nationwide versus Liberty Mutual customers in California.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Analyze the recent credit-based insurance score reform impacts on rate increases after claims for Nationwide versus Liberty Mutual customers in California.
2 real searches · 1 real-search pass
California recent credit-based insurance score reform 2025 2026 insurance rates claims surcharge Nationwide Liberty MutualGoogle ↗
OBSERVED
California insurance credit score prohibited auto homeowners Proposition 103 credit-based insurance scoring claims surcharge accident surcharge regulationsGoogle ↗
OBSERVED
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
California recent credit-based insurance score reform 2025 2026 insurance rates claims surcharge Nationwide Liberty Mutual Google ↗
California insurance credit score prohibited auto homeowners Proposition 103 credit-based insurance scoring claims surcharge accident surcharge regulations Google ↗
- Credit-Based Insurance Scores · content.naic.org
- Which States Prohibit or Restrict the Use of Credit-Based Insurance Scores? · experian.com
- Insurance Topics | Credit-Based Insurance Scores · content.naic.org
- California Code, Insurance Code - INS § 491 · codes.findlaw.com
- Automobile Insurance Text Version · insurance.ca.gov
- What is accident forgiveness? · libertymutual.com
- Private Passenger Automobile Insurance Report · insurance.ca.gov
- Prop 103 Consumer Intervenor Process · insurance.ca.gov
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
California recent credit-based insurance score reform 2025 2026 insurance rates claims surcharge Nationwide Liberty Mutual OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
California insurance credit score prohibited auto homeowners Proposition 103 credit-based insurance scoring claims surcharge accident surcharge regulations OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |