Do FHA loans have stricter debt to income ratio rules than conventional loans for someone with student loan debt?
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Do FHA loans have stricter debt to income ratio rules than conventional loans for someone with student loan debt?
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
2026 FHA student loan debt to income calculation HUD 0.5 percent outstanding balance handbook 4000.1 Google ↗
Fannie Mae student loan debt monthly payment income driven repayment $0 payment conventional mortgage DTI selling guide Google ↗
- Monthly Debt Obligations · selling-guide.fanniemae.com
- Selling Guide · singlefamily.fanniemae.com
- FHA Single Family Housing Policy Handbook · hud.gov
- Debt-to-Income Ratios · selling-guide.fanniemae.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
2026 FHA student loan debt to income calculation HUD 0.5 percent outstanding balance handbook 4000.1 OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Fannie Mae student loan debt monthly payment income driven repayment $0 payment conventional mortgage DTI selling guide OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |