Real ChatGPT answer · index seedDykN2OVK4MIcompleteAutomotive · auto financing and leasingcomparison

Is penfed credit union better than capital one for financing a used sedan on an entry level salary?

ChatGPTgpt-63 queries11/1/2026
Download run

Fan-out diagram

The searches the AI actually ran for this prompt.

SEED QUERY
Is penfed credit union better than capital one for financing a used sedan on an entry level salary?
3 real searches · 1 real-search pass
PenFed Credit Union used car loan rates 2026 used auto loan terms officialGoogle ↗
OBSERVEDOther / navigational
Capital One Auto Navigator used car financing prequalification rates official 2026Google ↗
OBSERVEDOther / navigational
CFPB auto loan shopping compare APR total loan cost monthly paymentGoogle ↗
OBSERVEDComparison

Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.

Query classes

Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.

ChatGPT real searches (3)
Short factOther / navigational67%Comparison33%ConsequenceReasonDefinitionInstructionYes / no

Classes come from the query-classifier (a local Laya model). 2 of 3 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.

Searches and sources

ChatGPT3 real searches · gpt-6
PenFed Credit Union used car loan rates 2026 used auto loan terms official Google ↗
Capital One Auto Navigator used car financing prequalification rates official 2026 Google ↗
CFPB auto loan shopping compare APR total loan cost monthly payment Google ↗

Queries

3 queries · click a column to sort
Query / typeSearchIntentQuery classRouting formatClusterFreq ↓Weight
PenFed Credit Union used car loan rates 2026 used auto loan terms official
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
Capital One Auto Navigator used car financing prequalification rates official 2026
OBSERVED
Google ↗
AI Mode ↗
—Other / navigational——1x
of 1
CFPB auto loan shopping compare APR total loan cost monthly payment
OBSERVED
Google ↗
AI Mode ↗
—Comparison——1x
of 1