Calculate the break-even point for refinancing my current 7 percent mortgage down to a 5.875 rate when factoring in all origination and appraisal fees.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
Calculate the break-even point for refinancing my current 7 percent mortgage down to a 5.875 rate when factoring in all origination and appraisal fees.
1 real search · 1 real-search pass
mortgage refinance break even calculation closing costs monthly savings remaining loan term CFPBGoogle ↗
OBSERVEDComparison
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
ChatGPT real searches (1)
Classes come from the query-classifier (a local Laya model). 1 of 1 calls are low-confidence (under 50%) — hover a query in the table to see its confidence.
Searches and sources
ChatGPT1 real searches · gpt-6
mortgage refinance break even calculation closing costs monthly savings remaining loan term CFPB Google ↗
- refinancing_text_2.indd · floridaliteracy.org
- Should I refinance? · files.consumerfinance.gov