I am retired on a fixed income and trying to figure out how lenders calculate my debt-to-income ratio when I apply for a mortgage.
Download run
Fan-out diagram
The searches the AI actually ran for this prompt.
SEED QUERY
I am retired on a fixed income and trying to figure out how lenders calculate my debt-to-income ratio when I apply for a mortgage.
2 real searches · 1 real-search pass
Badge and edge weight = share of passes that produced the query. Hover a query for its intent and routing format.
Query classes
Google's semantic query class for every sub-query: what kind of answer each search is after, simulated vs real.
Classifying 2 queries…
Searches and sources
ChatGPT2 real searches · gpt-6
Fannie Mae debt-to-income ratio retirement income Social Security pension IRA withdrawals nontaxable income gross up mortgage guidelines Google ↗
Freddie Mac mortgage qualifying income retirement assets Social Security pension DTI guidelines Google ↗
- General Income Information · selling-guide.fanniemae.com
- Social Security Income · selling-guide.fanniemae.com
- Debt-to-Income Ratios · selling-guide.fanniemae.com
- Debt-to-Income Ratio Requirements · api.homebuyer.com
Queries
2 queries · click a column to sort
| Query / type | Search | Intent | Query class | Routing format | Cluster | Freq ↓ | Weight |
|---|---|---|---|---|---|---|---|
Fannie Mae debt-to-income ratio retirement income Social Security pension IRA withdrawals nontaxable income gross up mortgage guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 | |
Freddie Mac mortgage qualifying income retirement assets Social Security pension DTI guidelines OBSERVED | Google ↗ AI Mode ↗ | — | — | — | — | 1x of 1 |